I tend to like bullets on the heavier side in handguns. I hve been using Federal's 117 gr. factory load in its "blue box" series. These loads will cluster three shots at 100 yds, and clock 2,738 fps out of a 15" Encore. Around $22-$25 per box. The 117 gr load was originally a Speer bullet, and it appears the bullet is now a Sierra 115 gr. Works equally well on small antelope and large deer. I can pretty much duplicate the Federal load using the 115 Nosler BT and RL-19.