I would like to say this I only carry, mostly when I travel and around this time of the year you never know when somebody will want your Christmas presents more than you do. Also I feel safe leaving a gun out of the safe in the house because I have taken the time to teach my wife and daughter both gun safety and how to shoot. So if I really had to guess I carry a handgun about 25% of the time. I live near Richmond,VA and if I have to go out late at night because of a emergency call I'll grab one.