DavT: I HAD NEVER HEARD OF THE THORNILY FORMULA SO I LOOKED IT UP, I DO NOT UNDERSTAND HOW TO DO THE MATH ON IT BUT IT IS SUPPOSE TO BE A FORMULA SIMILAR TO THE TAYLOR TKO FORMULA, WHICH IS THE ONE I HAVE ALWAYS PREFERRED WHEN EVALUATING REVOLVER LOADS.


"ADAPT OR DIE". I USE ALL CAPS, NOT BECAUSE I AM YELLING, BUT BECAUSE IT IS AN OLD HABIT FROM MY ARMY DAYS, PLUS IT IS EASIER TO TYPE AND READ.